Commercial Lines

Hamlet Insurance Agency offers a full line of commercial products, so you can choose the coverage that is right for you:

Businessowners Coverage

Packages designed for small businesses, with unique property and liability coverages tailored to specific kinds of businesses. Specific lines of businesses eligible included:

  • MasterTrades (contractors)
  • Houses of Worship
  • Restaurants
  • Funeral Homes
  • Golf Courses and Country Clubs
  • Veterinarians

Please contact us for additional details regarding these coverages.

Business Auto

Addresses the insurance coverage needs of most businesses. Includes auto liability and auto physical damage coverage, with other coverages available by endorsement. Does not cover auto-related businesses and motor carrier or trucking firms.

Commercial Property

Insures against loss to a building due to a covered peril (fire, wind, etc). This policy can also cover lost income as a result of the damage to the property.

Commercial General Liability

Protect against exposure due to claims for bodily injury and property damage arising out of premises, operations, products, completed operations, advertising and/or personal injury liability.

Workers Compensation

Insures against job-related injury (including death) from accidental or occupational disease.

Commercial Umbrella

If Hamlet Insurance Agency provides the underlying commercial coverage, we can write this policy to protect against catastrophic losses.